No rate cut by RBI; Developers pin hopes on festive demand to sustain housing momentum
Stability in interest rates offers clarity for both developers and homebuyers, enabling structured planning and decision-making.
Stability in interest rates offers clarity for both developers and homebuyers, enabling structured planning and decision-making.
Given the incomplete transmission of the previous rate cuts, the RBI is expected to hold off on further easing, allowing time for the full impact of earlier measures to materialise.
Two key regulatory changes are expected to support bank credit growth.
The monetary policy actions in FY26 will be dependent on inflation movements, liquidity situation and trajectory of global commodity prices.
Ind-Ra expects the RBI to cut policy rates by 25 basis points in April 2025 following a decline in retail inflation to a seven-month low of 3.61% in February.
Stock markets will most likely remain buoyant in 2025 unless a global event or geopolitical factor disrupts growth or significantly impacts inflation.